Age requirement for track insurance

PICK AN INSURANCE CATEGORY

1. The Rider Package consist of our three most important plans. Health insurance, Accident insurance, and life flight & ambulance coverage.GET MORE INFO

Rider Package

2. International Private Medical Insurance is a global health insurance solution that will cover you no matter where you are in the world. GET MORE INFO

Global Medical

3. A stand alone Life flight, Ambulance and Rescue plan can help fill the gaps of where your traditional medical insurance falls short.GET MORE INFO

Ambulance Coverage

4. Life insurance is one of our most popular request. We offer many types of life insurance from term to whole life to accomplish a number of goals.GET MORE INFO

Life Insurance

5. Insurance that will protect your paycheck if you can't work due to an illness or an injury that happened outside of the workplace.GET MORE INFO

Disability Insurance

6. If you are a U.S. Resident, you can choose from a selection of domestic insurance options that we can help you navigate.GET MORE INFO

U.S. Health Insurance

FAMILY

Ryan Willy

Toby Price

Ricky Carmichael

Sam Sunderland

Harry Bink

Taka Higashino

Julien Vanstippen

Austin Forkner

Wanky

Andrew Short

Josh "Sheeny"

Benny Richards

Corey Creed

Bryan Smith

Jared Mees

Ryan Sipes

Joey Savatgy

Adam Cianciarulo

Adam Jones

Steve Mini

Martin Davalos

Dallan Goldman

Josh Hayes

Anthony Rodriguez

Neil Hodgson

Josh Herrin

Scotty Stephens

Dean Ferris

Weston Peick

Enzo Lopes

Seiji Ishii

Hayden Mellross

James Rispoli

Jake Baumert

Kyle Cunningham

Geoff Bodine

Bo LeMastus

David Gilliland

Todd Gilliland

Ben LaMay

Sean Cantrell

Matt Bisceglia

Lorenzo Locurcio

Andy Dinicol

Luke Clout

Mahmoud Tannir

Todd Waters

Matt Walker

Brandon Paasch

Melissa Parris

Michael Barnes

Shayna Texter

Zack Freeberg

Orland Brothers

Michael Leib

Julio Zambrano

Things to Know

1. Is my sport covered?

bicycle riding

Yes we can get you covered!

We specialize in offering plans that do not have exclusions for hobbies and occupations. Contact us today to discuss your needs and we can get you dialed in with a plan that meets your needs.

2. What if I don’t ride?

skateboarding

Our plans are for anyone!

While our unique niche is serving the action sports industry, we have served individuals, families, groups and businesss since 2003 that do not have any connection to action sports.

3. What insurance companies do you offer?

jumping motor bikes

We represent over 50 companies worldwide.

Just to name a few: Blue Cross Blue Shield, Best Doctors, BUPA, Aflac, MASA, Banner Life, Sagicor Life, and many more!

4. Privacy notice

bikes in dirt hills

Privacy Notice

We do not sell, trade, or give any of your information to anyone period, and it is only used by RiderSurance representatives to communicate insurance information. Not only is this our promise, but it is also in compliance with the [HIPAA] Health Information Privacy Act.

5. Effective dates

motor bike

Do not wait!

Effective dates vary from what type of product you want to what state or area of the world you live in. So do not wait to contact us about coverage because in some situations there can be a 30 day waiting period before your policy can be put in force.

6. Pre-existing conditions

skate park

Every situation is different

There are many different rules and guidelines that vary company to company. With one conversation we can help guide you in the right direction with your privacy at the utmost importance.

7. Is RiderSurance an insurer?

bicycle riding

No, we are insurance brokers

Our purpose is to help educate you based on your unique situation and needs. Once we have a good understanding of your needs we recommend insurance solutions that are available.

8. Do these plans cover me outside my sport?

motor bike

Yes! Most plans cover you 24/7

The majority of our plans will cover you 24 hours a day, 7 days a week, on and off the track unless you choose otherwise.

Are you going to a Track Day with the proper accident insurance? Chances are, your current policies have exclusions for participating in closed course events, whether it's a practice day, a skills enhancement day, or whatever you would like to call it. These exclusions and limitations could be found in any of these policies: major medical health insurance policy, disability insurance, life insurance, life flight and ambulance coverage, or supplemental accident insurance.

How do I know this?

Action sports insurance is my specialty; I have participated in action sports for the majority of my life and in 2003 I fell into the insurance business. As my passion for action sports took its course I developed this niche service. My main focus is providing insurance solutions for individuals and families by making 100% certain that they are not excluded from any insurance claims resulting from your hobby or occupation by having the correct insurance policy from the start.

Before heading to a track day, you should check out our Simple Insurance Guide For Riding And Racing.

If you have any doubt at all about your current insurance situation, you should start by requesting quotes so we can help you with your specific situation.

Tired of Telling

the hospitals that you fell off a ladder again in fear your insurance wouldn't cover?

RiderSurance Insurance Services is an action sports-friendly place to get educated, get your questions answered, and quote and apply for insurance. The perk of this site is we specialize in finding insurance plans to meet your needs that do not have hobby or occupational exclusions specific to racing, riding or whatever sports you participate in.

A message from our president, Brandon Parrish

My name is Brandon Parrish and like many of you, I have grown up with a love for action sports, riding motorcycles, snowboarding, wakeboarding, skateboarding, BMXing, and racing on closed courses. Starting at the age of fifteen, I raced motorcycles for twelve consecutive years, three years professionally, and on top of that, I accidentally fell into the insurance industry in 2003 [no pun intended]. Being a racer and insurance agent, I saw that many riders and racers were having problems getting insurance. Either their policy did not cover racing and they lied to the hospitals and doctors about how they got hurt, or they just simply did not have insurance. In 2007 I started RiderSurance.com to promote health, life, and disability insurance products to individuals and families specifically helping the action sports industry. Since the beginning I have dealt with many walks of life from the richest to the poorest, to the sickest to the healthiest; who either did not have insurance, the correct insurance, or enough insurance in force. One of the main reasons that I have found as to why people are not insured properly is the lack of awareness. To increase awareness, people need to be educated and have a credible source to obtain coverage and get their questions answered. Thanks for visiting and please let us know how we can help.